Augustus

Overview

Augustus is a US fintech building what it calls the Global Dollar Bank, an AI-native clearing and banking platform for fintechs, banks, and other financial institutions. Its offering combines programmable USD and EUR accounts, domestic and international payment rails, stablecoin settlement, and fiat on-/off-ramp services.

The company is positioned around continuous, API-based banking infrastructure rather than conventional branch or operator-led banking. Its most distinctive asset is Marble, a proprietary core banking platform intended to automate back-office processes and support 24/7/365 settlement. Augustus has applied for a US national bank charter and remains in the process of establishing its regulated banking operation.

History

Augustus was founded in 2022 by Ferdinand Dabitz, Joshua Becker, Simon Wimmer, and Peter Lieck. The company grew out of Ivy, a payments company started by the same founders in Berlin. It is developing a US national bank focused on stablecoin-native clearing and international payments and has applied for a national bank charter with the OCC and FDIC. Augustus has raised $210 million, according to its company materials.

Product Lines

Manufacturing

Augustus does not manufacture physical products. Its proprietary Marble core banking platform is built in-house, while payment, banking, and settlement capabilities are delivered through software, APIs, banking rails, and stablecoin infrastructure.

Notable Products

• Marble - Proprietary core banking platform designed for automated back-office operations and continuous settlement.
• Programmable Dollar Accounts - API-enabled demand deposit accounts and sponsored FBO accounts with named virtual accounts in USD and EUR.
• Global Payments and Clearing - Infrastructure for domestic and international payments through ACH, wires, SEPA, SWIFT, and stablecoins.
• On-/Off-Ramp - Services for converting fiat currencies and stablecoins around the clock.

Reputation

Augustus is known among fintech, payments, and digital-asset professionals for combining stablecoin infrastructure with a proposed regulated banking model. Its reported founders and leadership include payments, banking, compliance, and regulatory backgrounds, while the company has attracted substantial venture funding. The main qualifications are that its national bank charter is still subject to the regulatory process and that its banking model remains under development. Publicly disclosed pricing and independently verified operating scale are limited.