TIMIA Capital

Overview

TIMIA Capital provides flexible debt capital to B2B technology companies with annual recurring revenues between $2 million and $20 million. It offers revenue-based financing and tailored debt facilities that allow entrepreneurs to fund growth while retaining equity and control, using a tech-enabled lending process.¹²⁴

History

TIMIA Capital was founded in 2015 and began providing debt financing to B2B tech companies. Mike Walkinshaw has served as CEO since August 2015. The company is publicly traded on the TSX Venture Exchange under the symbol TCA and has written over $200 million in loan facilities to 80 portfolio companies since inception.¹²³⁴⁵

Product Lines

Manufacturing

Not applicable; TIMIA Capital is a financial services firm providing debt financing, not physical products.

Notable Products

• Revenue-Based Financing (RBF) - Financing where repayments are based on a percentage of the investee’s revenue.
• Interest Only Loans - Upfront cash with interest-only payments and optional balloon.
• Amortized Loans - Tailored debt facilities with fixed interest and repayment schedules.
• Term Loans - Debt for capital needs without equity dilution.

Reputation

TIMIA Capital is recognized for its frictionless, tech-driven lending process targeted at growing SaaS companies, enabling quick funding without warrants or harsh covenants. Professionals note its focus on revenue metrics and portfolio of 80 companies with strong growth stats. It maintains a niche in venture debt for mid-stage tech firms in the US and Canada.²⁴⁵